5 Reasons To Choose A Community Bank

Banking with CCNB means that you’re helping our local community thrive!
Here are 5 reasons why you should bank local and why you should choose CCNB

1. Local Decision-Making

Let’s face it. Time is money. Having timely answers is crucial to you and your business. At CCNB, loan approvals and other critical decisions are made by people who live in your community and have face-to-face relationships with their customers, and we understand the needs of our local community and will take the time to look at your unique needs. We take a common sense approach to loan approvals. Our deep roots and local market know-how provide you with timely decisions and innovative banking solutions that save you time and money.

2. Saves Time and Money

At CCNB, our customers never pay a fee for using our ATMs! Most locally owned banks offer the same array of services, from online bill paying to debit and credit cards at a lower cost than big banks. Average fees at small banks tend to be substantially lower than at big banks, according to national data. Studies show that small financial institutions also offer, on average, better interest rates on savings and better terms on credit cards and other loans.

3. Put Your Money to Work Growing Our Local Economy

Small businesses, which create the majority of new jobs, depend heavily on small, local community banks for financing. Although small and mid-sized banks control less than one-quarter of all bank assets, community banks account for more than half of all small business lending.

4. Support Productive Investment

The primary activity of almost most community banks is to turn deposits into loans and other productive investments. Community banks are more likely to benefit from a stronger local economy, and therefore, are dedicated to building both stronger economic and social environments in the communities we serve.

5. Commitment to Our Community

It’s been said “A rising tide lifts all boats,” meaning when one of us succeeds, we all succeed. By banking with CCNB, this one decision has a direct and positive impact on the health of our local economy and you’re helping the place you call home, thrive. Since the health of local businesses impact the health of the markets we serve, local banks are deeply involved in the community. CCNB understands that we’re strongest when we’re united.

The CCNB Difference – Responsiveness

It is with great privilege that CCNB actively supports a variety of local organizations throughout our community. After all, we’re not just bankers; we’re your neighbors!