Low-Down-Payment loans

• Federal Housing Administration (FHA)
• Veterans Administration (VA)
• USDA Loans

FHA, VA and USDA are all options that may allow borrowers to purchase or refinance with a limited or no down payment. For example, FHA allows borrowers to purchase with a modest percentage down while VA and USDA require no down payment but have stricter eligibility guidelines. All three programs allow gifts from relatives for down-payment assistance and some sellers paid closing costs. FHA and USDA require upfront and monthly versions of mortgage insurance or guarantees while VA does not require any mortgage insurance.

Ready to begin?
To use our secure online portal, you’ll first establish a username and password. After completion, you can begin a new application, resume an existing application, upload documents, accept electronic disclosures, and more, when it’s convenient for you.

Apply Today

Not sure where to start?
CCNB’s mortgage specialists will use our ‘We Can Do That!’ spirit to help you get moving!

Here are some additional resources, especially for first-time homebuyers:
• The Mortgage Process
• Tips for first-time home buyers
• Tips Every Home Buyer Should Know

Have more questions? No worries, we have answers!
Click below to contact a CCNB mortgage representative to schedule a complimentary, no-obligation consultation with one of our mortgage specialists.