Loans Simplified
Being prepared makes applying for a mortgage easier.
Here are a few do’s and don’ts
• Keep all existing credit cards open
• Don’t max out or surpass credit limits
• Do not apply for new credit of any kind
• Avoid consolidating debt into one or two cards
• Avoid making large deposits
• Stay current on all monthly payment obligations
• Be prepared to pay off collections required by underwriting*
• Provide any documentation of satisfied judgements or paid tax liens
• Maintain your current employment status
• Avoid starting a new career or switching companies through the mortgage process
• Contact your CCNB loan officer before making any decisions or changes that could affect you financially.
• Call us toll-free (866)418-9219 or contact us with any questions
Here’s a mortgage checklist to help you get started!
Ready to apply or pre-qualify?
Not sure where to start?
CCNB’s mortgage specialists will use our ‘We Can Do That!’ spirit to help you get moving!
Here are some additional resources, especially for first-time homebuyers:
• The Mortgage Process
• Tips for first time home buyer
• Tips Every Home Buyer Should Know
Have more questions? No worries, we have answers!
Click below to contact a CCNB mortgage representative to schedule a complimentary, no-obligation consultation with one of our mortgage specialists.